Rules of using the website

These (“Regulations”) apply to the use of the website and (“Website“) operated by PRA Group, Inc. (Nasdaq: PRAA) and its direct and indirect subsidiaries (“PRA Group“).

Please read the Terms and Conditions carefully before using the website. The regulations contain important information on the rights and obligations of the user when using the website. Please note that in these Terms and Conditions, the PRA Group may be referred to as “we,” “us” or “our.”

By using the website or accessing it, the user accepts the provisions of the Regulations that are legally binding for the user when using the website and accessing it via the Internet. Furthermore, you agree to use the website only in accordance with all applicable laws and not to infringe the rights of any third party or restrict or obstruct your use of the website. If the user does not accept the Regulations, he should close the window with the website and refrain from using it.

We can change the content of the Regulations at any time. Any changes will be effective upon their posting on the website. You should check the current version of the Terms and Conditions on the website from time to time.

Some provisions of these Regulations may be extended or replaced by other provisions or legal notices posted on individual pages of the website. Please also read the Privacy Policy HERE

Access to the website

Access to the website is permitted on a temporary basis. We reserve the right to withdraw any information or services provided on the website without prior notice. If the need arises, we may suspend access to the website or close it indefinitely.

We disclaim liability for any damage, loss, cost or expense incurred by you if for any reason the website is unavailable or cannot be accessed at any time or for any period.

The user is responsible for taking all steps necessary to access the website.

The User is obliged to inform all persons using the website via the Internet connection about the Regulations and to ensure that the provisions of the Regulations are complied with.

Intellectual Property Rights

We are the owner or the licensee of all intellectual property rights in the material on the website, as well as the information published on the website (including all text, photos, illustrations, drawings, graphic images, animations, videos, audio material and trademarks). We reserve all rights to them.

You may print one copy and download excerpts of material from any page (s) of our website for your personal use, and you may draw the attention of other people within the company to material posted on our website.

You may not modify the paper or digital copies of any information printed or downloaded in any way from the website, and you may not use any photographs, illustrations, designs, graphics, animations, videos, audio materials or trademarks without accompanying text.

You must always state that the source is We (and any named authors) as the authors and owners or licensees of the information used on the website.

You may not use any part of the information on the website for commercial purposes without first obtaining an appropriate license from us or our licensors, which we and our licensors will issue at their sole discretion.

If you print, copy or download any part of the website in breach of these Terms or otherwise breach these Terms, your right to use the website will cease immediately and you must return or destroy any copies of the information you have made at your option.

Except as expressly permitted in these Terms and Conditions, no part of the website may be reproduced or stored on any other website or stored in any public or private electronic download system or service without our written consent.

Reliance on Posted Information

Notes and other information on the website are general in nature. The website does not provide advice, offer or otherwise create or create any legally binding relationship between us and you. While we endeavor to update the information on our website, we do not make any express or implied warranty that the content of our website is accurate, complete or current. Accordingly, you should not rely on any statements made on the website.

Our responsibility

The information on the website is provided “as is” without warranty, representation, condition or warranty of any kind as to its accuracy.

If the use of the information on the website necessitates the servicing, repair or correction of hardware, software or data, the user bears all related costs.

To the fullest extent permitted by law, we and our affiliated third parties hereby expressly exclude liability in respect of:

  • any express or implied warranties, representations, conditions, warranties and other similar conditions in any form whatsoever;
  • any implied terms in the relevant jurisdiction that, if not for these Terms, would have an effect on the website;
  • any liability for any direct, indirect or consequential loss or damage suffered by you (including, without limitations, any direct, indirect, punitive or consequential loss or damage or loss of income, turnover, revenue, profits, anticipated savings, goodwill, data, contracts, use of money, or loss or damage arising out of or in any way related to business interruption, wasted work time or management time, or a distributed blocking-of-service (DDoS) attack, whether resulting from an illegal act or tort, including but not limited to negligence, contract or otherwise) and any other loss or damage, even if foreseeable, in connection with the website or in connection with its use, the inability to use or the consequences of using the website, its associated websites and any information posted on it, or any viruses or technologically harmful information that may infect computer hardware, software, data or other property as a result of accessing, using or browsing the website or retrieving any information from the website or websites associated with it.

Viruses, burglaries and other crimes

The user must not knowingly introduce viruses, Trojans, worms, logic bombs or other information on the website that is malicious or diminishes the performance or interferes with the functioning of the website or our information systems.

You must not attempt to gain unauthorized access to the website, the server on which our website is stored or any other server, computer, database or other system connected to our website.

The user is not allowed to attack the website in order to block the services using the DoS or DDoS method. We will report such breach to competent authorities and we will co-operate with them by disclosing your identity and other related data where it is legally obligated or permitted to do so by applicable law.

In the event of such a breach of these Regulations, the user will be immediately refused to use the website. Links on our website to third party websites and resources are provided for informational purposes only. We have no affiliation or control over the content of external websites or resources and are not responsible for them or for any loss or damage that may arise from your use of them.

By using links to external websites, you leave our website. We have not checked, have no control over, and are not responsible for the content or availability of external websites.

We do not endorse, make no representations or provide any guarantees or assurances relating to external websites, or any information read on them, or the consequences of their use.

If you choose to access any external sites from any link on our site, you do so entirely at your own risk.

Online payment regulations

You can make payments on our website by clicking the Pay Online or Make a Payment button on the home screen.

Login method available:

-PESEL or NIP / KRS / REGON and the case number;

To make an online payment, you must correctly log in to your customer profile and follow the information on the screen. For help in logging in, please contact us by calling: (+48) 22 276 66 88.

Severability clause

If any clause of these Regulations (or part thereof) turns out to be incorrect, illegal or unenforceable by a competent court, or if the law changes so that the clause becomes invalid, illegal or unenforceable to any extent, then such clause (or part of it) will be considered removed from the Regulations, which will remain in force in the remainder.